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Recent case studies

18-01-21
Usually 25%

31-May-2023

A Buy-to-Let mortgage is required on a property purchase price of £650,000. They have a mortgage of £220,000 on their residential property, valued at £425,000. He is aware that it may necessary to remortgage a very small part of this property if needed, to provide the full deposit. Household income is £9,000 pm. Wants a call on Monday 17th April as back from holiday.

31-May-2023

Successful printing and packaging business owner in Nottingham. Male age 62 and female 58. Currently mortgage free living in rented accommodation with £500,000 cash in bank. Looking to buy property on market for £600,000. Second viewing tomorrow. Needs to borrow £100,000 plus purchase costs. Looking for drawdown facility as receives bonuses and may look to repay lump sums.

31-May-2023

Male aged 21 Graphic Designer and Female 20 Senior Support Worker. Joint income around £47,000. Looking to borrow £120,000. Deposit £20,000 available. Would like call anytime today.

31-May-2023

Couple aged 55 and 56, with unencumbered property in Derry value £950,000. Wants to mortgage the property for £500,000. Joint income £150,000. Also have mortgage free holiday home in Donegal valued at 550,000 euro.

31-May-2023

Male 42 Salary £75,000 a year. Looking to purchase to maximum £300,000. Has deposit of £50,000. Owns a buy-to-let valued at £250K with rental income £10,000 a year.

18-Jan-2021
Yes I do

18-Jan-2021
The vast majority of lenders will allow you to port your existing mortgage although you will have to prove affordability.

18-Jan-2021
If you do not sell your existing property you will pay the normal rate of stamp duty plus an extra 3% on the total purchase price, for properties above £40,000 purchase price.

18-Jan-2021
Most lender want to see at least two but some will work with one especially if you have a track record of employment in your current field.
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